Discover how to turn your hard-earned income into a more structured financial protection strategy for the people you're working so hard for.
Watch this short video to understand how the blueprint works.
Ready to take the next step? Scroll down and explore your family's financial needs with our calculators and discover the options that may fit your goals.
EXPLORE YOUR FAMILY'S FINANCIALN NEEDS
Every family's financial needs are different.
Discover how much you may need to prepare for your children's education and how much financial protection your family may need if your income suddenly stops.
Estimate how much college may cost in the future and what monthly savings target could help you prepare.
Use a current annual tuition estimate for your preferred school. You can change the inflation assumption to test different scenarios.
Educational estimate only. This calculation assumes all children have the same current age, college start age, tuition, and college duration. Tuition increases annually using your selected inflation rate. It assumes no investment returns and does not include other school fees or living expenses. Actual future costs may differ.
Explore an illustrative estimate of the financial protection your family may need if household income is interrupted.
The income replacement period is an editable planning assumption, not a prescribed insurance amount.
Educational estimate only, not a formal insurance recommendation or needs analysis. This simplified calculation uses annual household income multiplied by your selected replacement years, plus outstanding debts, less existing life insurance coverage. Other assets, savings, expenses, dependents, inflation, and individual circumstances are not fully assessed. Discuss your actual needs with a qualified adviser.
These calculators provide educational estimates only. Actual financial needs and insurance coverage depend on your family's circumstances and the applicable policy terms.
DOES THIS SOUND FAMILIAR?
Monthly remittances go toward bills, groceries, school expenses, and unexpected requests. Little is left for long-term savings.
If something happens to the OFW, the family's financial situation may become uncertain.
Education goals are important, but there may be no clear strategy to prepare for them.
Retirement, returning home, and future income remain concerns without a clear roadmap.
INTRODUCING YOUR SOLUTION
A personalized financial protection and planning experience designed to help you identify potential gaps and explore suitable solutions for your family.
Your results are a starting point, not a final recommendation. The next step is to understand your priorities, budget, lifestyle, and the options that may fit your situation.
A starting point for families who want to begin reviewing their financial protection needs.
👨👩👧👦 Start with a Family Financial Assessment
🎯 Discuss Your Financial Priorities & Budget
📊 Explore Suitable Financial Planning Options
For families who want to explore a broader approach to protection and future financial goals.
🛡️ Assess your family's financial protection needs
🎯 Identify long-term financial goals and priorities
📋 Explore suitable insurance and protection solutions
For families who want to review multiple financial priorities as part of a longer-term family plan.
📑 Review your family's protection and future financial needs
🌱 Plan for your family's long-term goals and legacy
🧭 Explore a personalized financial planning strategy
NOTE: These are discussion pathways, not fixed policy benefits or guaranteed coverage tiers. Actual products, premiums, benefits, exclusions, eligibility, and terms depend on the insurer and the approved policy. Available options may include VUL, limited-pay whole-life, participating traditional life insurance, and short-term non-participating endowment plans, subject to suitability and availability. VUL investments involve risk, and dividends are not guaranteed.
YOUR FAMILY-FIRST JOURNEY
No pressure to decide everything today. We take it one practical step at a time.
Understand
Step 1
Begin with a financial assessment to identify your family's priorities, concerns, and possible planning gaps.
Personalize
Step 2
Explore options based on your budget, lifestyle, preferred payment terms, and long-term family goals.
Prepare
Step 3
If you decide to proceed, review the policy details and next steps. Revisit your plan as your family circumstances change.
WHY START NOW?
If you're raising young children and want to prepare for college expenses while securing your family's financial future, now is the time to start.
Starting early can make a meaningful difference—premiums are generally lower when you're younger and healthier, and preparing sooner gives you more time to build savings for your children's future.
🎓
Benefit 1: Education Preparedness
Start preparing for your children's future education expenses before college arrives.
🛡️
Benefit 2: Family Protection
Explore financial protection that can help support your loved ones when unexpected events happen.
💰
Benefit 3: Budget-Friendly Planning
Explore suitable plans based on your age, budget, payment terms, and family goals.
YOUR NEXT STEP
Let's Build a Clearer Financial Picture for Your Family.
Book a free, no-obligation consultation. We'll discuss your results, answer your questions, and explore options that may suit your family's needs.
THE OFW LEGACY BLUEPRINT
Protect what you've built. Prepare for what matters. Secure your family's tomorrow.
Helping Filipino families make informed decisions about financial protection, children's education, and their future goals.
YOUR FINANCIAL ADVISER
Dana Joy Campit | Wais Momma
Assistant Unit Manager / Financial Consultant
Pru Life UK
License No. 70193155
GET IN TOUCH
+639351682124
plukdanajoycampit@gmail.com
www.waismomma.com
PRIVACY & LEGAL
Your information will be kept confidential and used only for consultation and related financial planning purposes, in accordance with the Philippine Data Privacy Act (RA 10173).
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